The Business Plan
Understand how Penguin Global Rise's commission structure, income levels, and ranking system work to grow your wealth.
Loan Business Plan
Earn commissions when you or your team members generate loan business. The multi-level structure means your entire team's performance rewards you.
How the Loan Commission Works
When any member in your network generates loan business, a percentage of that loan amount flows back to you as commission — across multiple levels. The deeper your network, the more you earn passively.
Direct Commission
Earn on every loan you directly generate — immediate payouts on your personal business.
Multi-Level Earnings
Earn from your team members' loan business across multiple levels of your downline.
Compounding Growth
As your team grows, your passive income from their activity multiplies exponentially.
Real Financial Products
Built on actual loan products — not just recruitment. Earn on genuine financial transactions.
| Level | Relationship | Commission % | Earning Type |
|---|---|---|---|
| Level 1 | Direct Referral | Direct % | Active Income |
| Level 2 | Team Member | Team % | Passive Income |
| Level 3 | Extended Team | Bonus % | Passive Income |
| Level 4+ | Deep Network | Leadership % | Royalty Income |
* Exact commission percentages are defined per product tier and business volume. Contact your sponsor for complete details.
Master Income Chart
Know exactly how much you can earn at each level. The Master Income Chart shows clear progression milestones and their associated income potential.
| # | Income Level | Qualification | Monthly Potential | Income Type | Status |
|---|---|---|---|---|---|
| 1 | Starter | Join & 1st Referral | ₹5,000+ | Direct Commission | Entry Level |
| 2 | Active Member | 5 Active Referrals | ₹15,000+ | Referral + Team | Growing |
| 3 | Team Leader | Team Business Target | ₹35,000+ | + Matching Bonus | Leader |
| 4 | Senior Leader | Multi-Level Volume | ₹75,000+ | + Royalty Income | Senior |
| 5 | Manager | Division Target | ₹1,50,000+ | + Club + Travel | Manager |
| 6 | Division Manager | Top Ranking | ₹3,00,000+ | All Streams Active | 🏆 Top Rank |
* Income figures represent potential earnings and vary based on network activity and business volume generated.
Division Manager Ranking System
Monthly rank-based incentives reward our top performers. Rise through the rankings and unlock bigger cash bonuses and exclusive perks.
Meet Monthly Volume
Hit your division's monthly business volume target.
Active Team
Maintain required number of active team members.
Rank Evaluation
Ranks are evaluated and awarded monthly by leadership.
Instant Payout
Rank bonuses are paid out at the start of the next cycle.
Ready to Climb the Ranks?
Join today and start building your network. Every referral brings you closer to Division Manager status.